ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Lenoir. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Lenoir, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 8 fha loan specialists in Lenoir, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
334 Blowing Rock Blvd, Lenoir, NC 28645
8287549165
Heritage Finance Company Lenior
318 Morganton Blvd SW, Lenoir, NC 28645
8283941687
Truist
201 Mulberry St SW, Lenoir, NC 28645
8287540964
Creekside Finance
845 Blowing Rock Blvd, Lenoir, NC 28645
8287263810
CrossCountry Mortgage: Tom Thuss
520 Mulberry St SW, Lenoir, NC 28645
8287574046
Allied Financial Services
1102 West Ave NW, Lenoir, NC 28645
8287587007
Welcome Finance Co
2025 Morganton Blvd SW # A8, Lenoir, NC 28645
8287580041
W R Starkey Mortgage Llc
520 Mulberry St SW, Lenoir, NC 28645
8287574046
An FHA loan specialist in Lenoir, North Carolina can help you navigate the Federal Housing Administration loan process. These loans are popular in the area due to lower down payment requirements and flexible credit guidelines. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Lenoir Cost?
Typical costs for an FHA loan specialist in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in the Lenoir area are typically $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lenoir North Carolina?
For 2025, the FHA loan limit for a single-family home in Caldwell County is $498,257. This amount is based on the county median home price and is set by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in North Carolina?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
How long does the FHA loan process take in Lenoir?
The typical FHA loan process takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and under review of your financial documents.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Lenoir who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.