Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 fha loan specialists in Kernersville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
329 N Main St, Kernersville, NC 27284
3369087888
Certainty Home Lending
811 E Mountain St Suite 302, Kernersville, NC 27284
3362753008
Movement Mortgage- Dave Held NMLS#88989
109- C, E Mountain St, Kernersville, NC 27284
3363373210
Right By You Mortgage
163 S Main St Suite 100, Kernersville, NC 27284
3369923327
What Does a FHA Loan Specialist in Kernersville Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount. You may also pay an upfront mortgage insurance premium of 1.75 percent of the loan and monthly mortgage insurance. Additional costs like appraisal and credit report fees range from 400 to 700 dollars. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Kernersville?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They help you understand North Carolina specific requirements such as property condition standards and maximum loan limits for Kernersville.
What are the FHA loan limits for Kernersville North Carolina?
For 2024 the FHA loan limit for a single family home in Forsyth County is 498257 dollars. Limits vary by county and property type so a specialist can confirm the exact amount for your situation.
Do I need a special license to be an FHA loan specialist in North Carolina?
Yes all mortgage loan originators in North Carolina must hold a valid license from the North Carolina Commissioner of Banks and be registered with the NMLS. The specialist must also be approved by HUD to originate FHA loans.