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Directory of fha loan specialists in Jacksonville, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Jacksonville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 18 fha loan specialists in Jacksonville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alpha Mortgage Corporation
901 Hargett St, Jacksonville, NC 28540
9103477283
Guild Mortgage - Amy Goss
1014 Henderson Dr, Jacksonville, NC 28540
9104594695
Veterans United Home Loans of Jacksonville
3010 Western Blvd Unit 200, Jacksonville, NC 28546
9103533010
Guild Mortgage - Shannon Williams
1014 Henderson Dr, Jacksonville, NC 28540
9103204247
Jena Ashcraft
430 Dolphin Dr Unit A, Jacksonville, NC 28546
9105817275
Richard Lamotte
430 Dolphin Dr Unit 300, Jacksonville, NC 28546
9103300219
Guild Mortgage - Christian Carter
1014 Henderson Dr, Jacksonville, NC 28540
9104594660
Tammy Troup, Movement Mortgage
430 Dolphin Dr Unit A, Jacksonville, NC 28546
9105393147
Danielle Wiram, Movement Mortgage
430 Dolphin Dr Unit 300, Jacksonville, NC 28546
9105816398
Andrea Gonzalez - Mortgage Lender
430 Dolphin Dr Unit 300, Jacksonville, NC 28546
8042998128
Melissa Clement
1014 Henderson Dr, Jacksonville, NC 28540
9104594692
Guild Mortgage Company
1014 Henderson Dr, Jacksonville, NC 28540
9104594660
Guild Mortgage - Joshua Benton
1014 Henderson Dr, Jacksonville, NC 28540
9106406318
Guild Mortgage - Arbie Adkins
1014 Henderson Dr, Jacksonville, NC 28540
9105813837
Thomas Baldwin, Mortgage Banker
901 Hargett St, Jacksonville, NC 28540
9103303384
Carolina Family Mortgage Group
2832 Henderson Dr, Jacksonville, NC 28546
9103461146
Integrity Home Mortgage Corporation
1207-A Gum Branch Rd, Jacksonville, NC 28540
7069870660
Motto Mortgage Experience
1106 Gum Branch Rd Suite 400, Jacksonville, NC 28540
9102384549
FHA loan specialists in Jacksonville, North Carolina help borrowers navigate FHA insured loans. These loans are popular for first time home buyers and those with lower credit scores. North Carolina has specific state laws regarding mortgage lending and property disclosures that your specialist can explain.
What Does a FHA Loan Specialist in Jacksonville Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Other costs like appraisal fees range from 400 to 700 dollars and credit report fees are about 30 to 50 dollars. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Jacksonville do?
An FHA loan specialist guides you through the FHA loan application process. They help you understand FHA requirements like the 3.5 percent minimum down payment and the 580 minimum credit score. They also explain North Carolina specific rules such as the state required property disclosure form.
What are the FHA loan limits for Jacksonville North Carolina?
For 2024 the FHA loan limit for a single family home in Onslow County is typically around 498257 dollars. This amount can change each year based on the local median home price. Your specialist can confirm the current limit for your specific property.
Do FHA loan specialists in North Carolina need a special license?
Yes FHA loan specialists must be licensed mortgage loan originators in North Carolina. They must pass the SAFE Mortgage Licensing Act exam and complete continuing education. You can verify a license through the NMLS Consumer Access website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.