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Directory of fha loan specialists in Huntersville, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Huntersville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 9 fha loan specialists in Huntersville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Claudia Gutierrez
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7048080581
Gateway Financial Group
9820 Northcross Center Ct, Huntersville, NC 28078
7044097998
Nancy Rosenfeld: Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
3366013860
Gabe Libutti - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7044502518
Bonnie Jackson - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7048779166
Paul Carini | Division President | Dash Home Loans
403 Gilead Rd STE G, Huntersville, NC 28078
7044640245
Char-Lee Smith - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
3363279379
Atlantic Coast Mortgage - Huntersville
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7048370026
Jonathan David Cherry - Truist Mortgage Loan Officer
8015 W Kenton Cir #130, Huntersville, NC 28078
7048136775
An FHA loan specialist in Huntersville, North Carolina helps homebuyers navigate FHA-insured mortgages, which are popular for first-time buyers and those with lower credit scores. In North Carolina, FHA loans require a minimum 3.5 percent down payment and must meet property condition standards set by the Department of Housing and Urban Development. Local specialists understand Huntersville real estate trends and can guide you through North Carolina-specific closing procedures.
What Does a FHA Loan Specialist in Huntersville Cost?
Typical costs for an FHA loan specialist in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Huntersville generally range from 3,000 to 6,000 dollars, depending on the loan size and lender fees. These costs do not include the down payment or property taxes. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Huntersville?
Most FHA loans in North Carolina require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there North Carolina specific rules for FHA loan limits?
Yes, FHA loan limits vary by county in North Carolina. In Mecklenburg County, which includes Huntersville, the 2024 limit for a single family home is 498,257 dollars. These limits are set by HUD and may change annually.
How long does the FHA loan process take in Huntersville?
The typical FHA loan process in North Carolina takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and meeting all HUD requirements. Delays can occur if property repairs are needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.