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Browse fha loan specialists serving Webster, New York. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Webster, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 fha loan specialists in Webster, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family First Credit Union
850 Ridge Rd, Webster, NY 14580
5855868225
Tier One Mortgage
40 Barrett Dr, Webster, NY 14580
5852820960
Preferred Mortgage Corporation of New York
1674 Empire Blvd suite 200, Webster, NY 14580
5852882930
Howard Hanna Webster
1930 Empire Blvd Suite 200, Webster, NY 14580
5856715180
Chase Home Lending
920 Holt Rd, Webster, NY 14580
6088294650
Chase Home Lending
1950 Empire Blvd, Webster, NY 14580
5853094403
An FHA loan specialist in Webster, New York can help you navigate FHA-insured mortgages for home purchases or refinancing. These loans are popular in the Rochester area due to lower down payment requirements and flexible credit guidelines. New York state law requires all mortgage loan originators to be licensed through the Department of Financial Services, ensuring professional standards for Webster residents.
What Does a FHA Loan Specialist in Webster Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of up to 1 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan term and down payment. Third-party costs such as appraisal fees in the Webster area usually run between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Webster New York?
For 2024, the FHA loan limit for a single-family home in Monroe County, including Webster, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the Federal Housing Administration and updated annually.
What credit score is needed for an FHA loan in Webster?
Most FHA lenders in New York require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set its own requirements above the FHA minimum.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.