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Find FHA Loan Specialists Near You in Wantagh, NY

Browse fha loan specialists serving Wantagh, New York. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Wantagh, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 fha loan specialists in Wantagh, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Julian Giaquinto- NMLS# 56473 Branch Manager/ Cliffco Mortgage Bankers
3265 Merrick Rd, Wantagh, NY 11793
5166549679
1st Homepath
775 Wantagh Ave 2nd Fl Ste 1, Wantagh, NY 11793
5166127000
Chase Home Lending
1201 Wantagh Ave, Wantagh, NY 11793
5169517005

FHA loan specialists in Wantagh, New York help homebuyers navigate government-backed mortgages with lower down payments. New York State law requires lenders to provide a Good Faith Estimate within three days of application. Local specialists understand Nassau County property values and can guide you through FHA loan limits specific to the area.

What Does a FHA Loan Specialist in Wantagh Cost?

Typical costs for an FHA loan specialist in New York range from 1% to 2% of the loan amount as origination fees. Additional costs include a 1.75% upfront mortgage insurance premium and annual mortgage insurance premiums of 0.55% to 0.85% of the loan balance. Appraisal fees in Nassau County average $500 to $700. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Wantagh New York?
FHA loan limits for Wantagh in Nassau County are set by the Department of Housing and Urban Development. For 2024 the single-family limit is typically around $1,149,825 for high-cost areas. A specialist can confirm the current limit for your specific property.
Do I need a New York State license to work with an FHA loan specialist?
Yes, loan officers in New York must be licensed through the New York State Department of Financial Services. They must also complete annual continuing education. Verify a specialist license on the NMLS Consumer Access website.