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Browse fha loan specialists serving Spring Valley, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Spring Valley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Spring Valley, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sterling Capital Solutions Inc
501 Chestnut Ridge Rd Suite 314, Spring Valley, NY 10977
8458362500
Ari Welz/ Mortgage loan officer NMLS 1434913
747 Chestnut Ridge Rd Suite 301, Spring Valley, NY 10977
3475631160
Money Depot
259 W Rte 59 # 5, Spring Valley, NY 10977
8454256663
American Financial Network, Inc I Hirsch Ungar
9 Perlman Dr Suite 106, Spring Valley, NY 10977
8455295600
An FHA loan specialist in Spring Valley New York helps homebuyers navigate Federal Housing Administration insured loans. New York law requires all mortgage originators to be licensed through the Department of Financial Services. Spring Valley borrowers benefit from local specialists who understand Rockland County property values and FHA loan limits.
What Does a FHA Loan Specialist in Spring Valley Cost?
Typical costs for an FHA loan specialist in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Origination fees usually range from 0.5 to 1 percent of the loan. Third party costs like appraisal and title fees add 3,000 to 5,000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Spring Valley New York?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. New York lenders may have additional overlays so check with a specialist.
What are the FHA loan limits for Spring Valley New York?
For 2025 the FHA loan limit for a single family home in Rockland County is 1,149,825 dollars. This amount is higher than standard limits due to the high cost area designation. Limits change each year so confirm current numbers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.