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Compare fha loan specialists in Rensselaer. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Rensselaer, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Rensselaer, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
600 N Greenbush Rd, Rensselaer, NY 12144
5182856072
Trustco Bank
501 Columbia Turnpike, Rensselaer, NY 12144
5184797233
An FHA loan specialist in Rensselaer New York can guide you through the process of obtaining a government-backed mortgage. New York law requires all mortgage loan originators to be licensed by the Department of Financial Services. Working with a local specialist helps you understand Rensselaer County property values and New York specific closing procedures.
What Does a FHA Loan Specialist in Rensselaer Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 1.75 percent of the loan amount. You will also pay an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Other costs include appraisal fees around 500 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Rensselaer?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit history, income, and debt levels to determine eligibility. In New York, they also ensure compliance with state specific mortgage disclosure rules.
What are the FHA loan limits for Rensselaer County?
For 2024, the FHA loan limit for a single family home in Rensselaer County is 498257 dollars. This limit applies to most areas and is set annually by the Department of Housing and Urban Development. Higher limits may apply for multi unit properties.
How do I choose an FHA loan specialist in New York?
Look for a specialist who is licensed by the New York State Department of Financial Services. Check their experience with FHA loans and their knowledge of local market conditions. You can verify a license through the Nationwide Mortgage Licensing System.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.