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Find FHA Loan Specialists Near You in Niagara Falls, NY
Directory of fha loan specialists in Niagara Falls, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Niagara Falls, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 fha loan specialists in Niagara Falls, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Niagara's Choice Federal Credit Union
3619 Packard Rd, Niagara Falls, NY 14303
7162844110
Northwest Bank Mortgage
805 Main St, Niagara Falls, NY 14301
7162785944
Home Loans in Niagara Falls, NY | Credit Union & Mortgage Lenders
2525 Military Rd, Niagara Falls, NY 14304
7162367678
An FHA loan specialist in Niagara Falls New York helps homebuyers navigate FHA insured mortgages. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Working with a local specialist familiar with Niagara County property values and New York closing procedures can simplify the process.
What Does a FHA Loan Specialist in Niagara Falls Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of 1 percent of the loan amount and third party fees for appraisal and credit report. These fees often total 3000 to 6000 dollars but vary by lender and loan size. New York law also requires certain disclosures and may include mortgage recording taxes. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Niagara Falls?
An FHA loan specialist guides you through the FHA loan application process. They help determine your eligibility review your credit and income and prepare your file for underwriting. In New York they must follow state licensing rules and disclosure requirements.
What are the FHA loan limits for Niagara Falls New York?
For 2025 the FHA loan limit for a single family home in Niagara County is 524225 dollars. This amount can change each year based on the Federal Housing Administration guidelines. Your specialist can confirm the current limit for your specific loan type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.