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Find FHA Loan Specialists Near You in Massapequa, NY

Looking for a fha loan specialist in Massapequa? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Massapequa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 fha loan specialists in Massapequa, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lakeview Mortgage Bankers
5512 Merrick Rd, Massapequa, NY 11758
5162647040
Zach Roesch, Mortgage Loan Originator
5512 Merrick Rd, Massapequa, NY 11758
5163061765
Dylan Mittleberg - Direct Mortgage Lender
5512 Merrick Rd, Massapequa, NY 11758
5166505898
City Island Associates, Inc.
4242 Merrick Rd, Massapequa, NY 11758
5162285101
Paul Frusci Mortgage Loan Originator
5512 Merrick Rd, Massapequa, NY 11758
5163182997
Peter Parthenis - Mortgage Loan Officer
1354 Hicksville Rd, Massapequa, NY 11758
9176997363

An FHA loan specialist in Massapequa New York can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first time home buyers and those with lower credit scores. New York law requires specific disclosures and counseling for FHA loans, and a local specialist understands Nassau County property values and tax rules.

What Does a FHA Loan Specialist in Massapequa Cost?

Typical costs for an FHA loan specialist in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Lender fees and third party costs like appraisal and title search range from 3,000 to 6,000 dollars. Costs vary by situation and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Massapequa?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with paperwork, and explains New York specific requirements like mortgage recording tax and property condition rules. They also coordinate with lenders and appraisers.
What are the FHA loan limits for Massapequa New York?
In 2024, the FHA loan limit for a single family home in Nassau County is $1,149,825. This high limit reflects the local housing market. A specialist can confirm current limits as they change annually.
Do I need a special license to be an FHA loan specialist in New York?
Yes. In New York, mortgage loan originators must be licensed through the New York State Department of Financial Services. They must complete pre licensing education, pass an exam, and undergo a background check.