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Directory of fha loan specialists in Huntington, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Huntington, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in Huntington, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jesse Sasso - Contour Mortgage
288 New York Ave, Huntington, NY 11743
5169727236
Mortgage Loan Officer: Justin M. Chermak
288 New York Ave, Huntington, NY 11743
6315250231
JMK Financial Group, Inc.
23 Green St #209, Huntington, NY 11743
5164727009
Contour Mortgage - Huntington, NY
288 New York Ave, Huntington, NY 11743
6312305828
An FHA loan specialist in Huntington New York can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular in New York for first time home buyers and those with lower credit scores. Local specialists understand Suffolk County property values and New York specific mortgage recording tax requirements.
What Does a FHA Loan Specialist in Huntington Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in New York often total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Huntington do?
An FHA loan specialist helps you apply for and secure an FHA insured mortgage. They review your income and credit, explain FHA requirements, and guide you through the approval process. In New York they also help you understand state specific rules like the mortgage recording tax.
What are the FHA loan limits for Huntington New York?
For 2025 the FHA loan limit for a single family home in Suffolk County is $1,209,750. This limit applies to Huntington and the surrounding area. Higher limits apply for duplexes triplexes and four unit properties.
Do I need a down payment for an FHA loan in New York?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment. Down payment assistance programs are available in New York for eligible buyers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.