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Find FHA Loan Specialists in Hopewell Junction, NY

Compare fha loan specialists in Hopewell Junction. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Hopewell Junction, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 fha loan specialists in Hopewell Junction, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Decker
2537 NY-52 Suite 8, Hopewell Junction, NY 12533
8455906453
Homestead Funding Corp: Ross Ritter | NMLS# 58144
107 NY-376 Suite #3, Hopewell Junction, NY 12533
9144566493
Homestead Funding Corp: Brad Dixon | NMLS# 58633
107 NY-376 Suite #3, Hopewell Junction, NY 12533
9144756547
Homestead Funding Corp: Norbin Cruz | NMLS# 2434526
107 NY-376 Suite #3, Hopewell Junction, NY 12533
9175486520
Homestead Funding Corp. – Hopewell Junction
107 NY-376 Suite #3, Hopewell Junction, NY 12533
8452261010
Sean Igoe - Chase Home Lending Advisor - NMLS ID 624451
817 NY-82, Hopewell Junction, NY 12533
8455466600

FHA loan specialists in Hopewell Junction New York help homebuyers secure government-backed mortgages with lower down payments. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Working with a local specialist ensures you understand state-specific property tax and insurance requirements.

What Does a FHA Loan Specialist in Hopewell Junction Cost?

FHA loan specialist fees in New York typically range from 1% to 2% of the loan amount. You may also pay an upfront mortgage insurance premium of 1.75% of the loan and annual MIP of 0.55% to 0.85%. Closing costs in Dutchess County average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Hopewell Junction?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They help you gather required documents and ensure your application meets New York state lending standards.
What are the FHA loan limits for Hopewell Junction New York?
For 2024 the FHA loan limit for a single-family home in Dutchess County is $498,257. Higher limits apply for multi-unit properties. Your specialist can confirm the exact amount for your situation.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs.