Find FHA Loan Specialists in Granite Springs, NY
Directory of fha loan specialists in Granite Springs, New York. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Granite Springs, NY
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What Does a FHA Loan Specialist in Granite Springs Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount. You also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Appraisal fees in Granite Springs range from 500 to 700 dollars. Other costs include title insurance and recording fees which vary by county. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Granite Springs New York?
An FHA loan specialist helps you determine if you qualify for an FHA loan. They assist with the application process and ensure the property meets FHA minimum property standards. They also explain New York specific mortgage recording tax and other local costs.
What are the credit score requirements for an FHA loan in New York?
The minimum FHA credit score is 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify with a 10 percent down payment. New York lenders may have their own overlays so a specialist can help you find a lender that fits your situation.