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Compare fha loan specialists in Farmingville. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Farmingville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 fha loan specialists in Farmingville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Home Capital - Mortgage Lender New York
627 Horseblock Road, Farmingville, NY 11738
6316873510
Insula Capital Group
627 Horseblock Road, Farmingville, NY 11738
8333193517
Kareem Alexander Baldwin NMLS#26812
627 Horseblock Road, Farmingville, NY 11738
6313947640
Reverse Mortgage Mitch Brand NMLS 66800
118 Overlook Dr, Farmingville, NY 11738
5163538584
Chase Mortgage
2430 N Ocean Ave, Farmingville, NY 11738
6317360700
Daniel Smiles - Mortgage Loan Officer
949 Horseblock Road, Farmingville, NY 11738
6314048937
FHA loan specialists in Farmingville, New York help homebuyers secure government-backed mortgages with lower down payments. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Local specialists understand Farmingville market conditions and Suffolk County property values.
What Does a FHA Loan Specialist in Farmingville Cost?
FHA loan specialist fees in New York typically range from 1 to 2 percent of the loan amount. This includes origination fees and processing costs. Appraisal fees in Suffolk County average 500 to 700 dollars. Mortgage insurance premiums are required for all FHA loans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Farmingville?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to all FHA loans in New York, including Farmingville. Borrowers must also have a credit score of at least 580.
Are there specific New York requirements for FHA loans?
New York requires all FHA loan specialists to hold a valid mortgage loan originator license. The state also has strict disclosure rules about closing costs and interest rates. FHA loans in New York follow federal guidelines plus state-specific consumer protections.
How long does the FHA loan process take in Farmingville?
The typical FHA loan process takes 30 to 45 days from application to closing. This timeline can vary based on property appraisal and document review. New York law requires lenders to provide a Loan Estimate within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.