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Showing 3 fha loan specialists in Farmingdale, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Faith Mortgage
399 Conklin St Suite 206, Farmingdale, NY 11735
8882258999
Vinnie DiOrio - Fairway Home Mortgage
105 Conklin St Suite 2, Farmingdale, NY 11735
5162494800
Academy Mortgage Corp.
105 Conklin St, Farmingdale, NY 11735
5162494800
What Does a FHA Loan Specialist in Farmingdale Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal, credit report, and title search. Upfront mortgage insurance premium is 1.75% of the loan amount, and annual MIP ranges from 0.45% to 1.05%. Total closing costs in Farmingdale often range from $8,000 to $15,000 depending on loan size and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Farmingdale do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They help you meet New York specific requirements such as property appraisal standards and income verification rules.
What are the FHA loan limits for Farmingdale New York?
For 2025, the FHA loan limit for a single-family home in Nassau County is $1,149,825. This higher limit reflects the high cost of housing in the Farmingdale area. Your specialist can confirm current limits for your specific loan type.