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Showing 2 fha loan specialists in Fairport, NY
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Chase Home Lending
609 Moseley Rd, Fairport, NY 14450
3103868437
Chase Home Lending
2159 Fairport Nine Mile Point Rd, Fairport, NY 14450
7089728191
What Does a FHA Loan Specialist in Fairport Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount and a mortgage insurance premium. The upfront MIP is 1.75 percent of the loan amount. Annual MIP ranges from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fairport?
An FHA loan specialist helps borrowers understand FHA loan requirements, complete applications, and gather documents. They also explain New York specific rules like the mortgage recording tax and the required property condition standards.
What are the FHA loan limits for Fairport New York?
For 2025, the FHA loan limit for a single family home in Monroe County is $524,225. This limit applies to most areas in Fairport. Higher limits may apply for multi unit properties.