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Looking for a fha loan specialist in Depew? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Depew, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Depew, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Good Neighbors Credit Union
5145 Broadway, Depew, NY 14043
7166811460
OneMain Financial
4779 Transit Rd, Depew, NY 14043
7166560081
An FHA loan specialist in Depew, New York can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Working with a local specialist ensures you understand both federal FHA rules and any state-specific requirements for your home purchase or refinance in Erie County.
What Does a FHA Loan Specialist in Depew Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 1.5 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Appraisal fees range from 500 to 700 dollars, and credit report fees are about 30 to 50 dollars. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in New York?
FHA loans in New York require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet FHA appraisal standards, and the loan amount must fall within county limits, which for Erie County is up to 472,030 dollars for a single-family home in 2025.
Do I need a special license to be an FHA loan specialist in Depew?
Yes, any person acting as a mortgage loan originator in New York must hold a valid license from the New York State Department of Financial Services. This includes FHA loan specialists. You can verify a specialists license through the Nationwide Multistate Licensing System database.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days from application to closing. Delays can occur if the appraisal uncovers needed repairs or if additional documentation is required by the lender. New York law does not set a specific time limit but requires lenders to provide a good faith estimate within three business days of application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.