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Directory of fha loan specialists in Wayne, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Wayne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Wayne, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trinity Lending Company
1501 Hamburg Tpke Suite 303, Wayne, NJ 07470
9734535692
Patrick Butler
1445 Valley Rd, Wayne, NJ 07470
9738182853
An FHA loan specialist in Wayne, New Jersey can help you navigate the process of obtaining a Federal Housing Administration insured mortgage. New Jersey has specific regulations regarding mortgage lending, including the New Jersey Consumer Fraud Act which protects borrowers. Local specialists understand the Wayne real estate market and can guide you through FHA loan limits and property requirements in Passaic County.
What Does a FHA Loan Specialist in Wayne Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Closing costs in New Jersey average 2 to 5 percent of the purchase price. Costs vary by lender and specific loan terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Wayne New Jersey?
For 2024, the FHA loan limit for a single family home in Passaic County, which includes Wayne, is $498,257. This amount is set by the Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in New Jersey?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. New Jersey lenders may have additional requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.