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Compare FHA Loan Specialists in Verona, NJ

Browse fha loan specialists serving Verona, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Verona, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Verona, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anywhere Lending
25 Pompton Ave # 101, Verona, NJ 07044
9739000518
Chase Home Lending
566 Bloomfield Ave, Verona, NJ 07044
9088758555

An FHA loan specialist in Verona, New Jersey can guide you through the process of obtaining a Federal Housing Administration insured mortgage. New Jersey has specific state laws regarding mortgage lending and property transfer taxes that may affect your loan. Working with a local specialist helps ensure you meet all requirements for Verona properties.

What Does a FHA Loan Specialist in Verona Cost?

Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Verona are usually 500 to 700 dollars. Closing costs typically total 3 to 6 percent of the home price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Verona New Jersey?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Some lenders may require a higher score. New Jersey does not have a state specific credit score requirement beyond the federal FHA guidelines.
Are there New Jersey specific FHA loan limits for Verona?
Yes, FHA loan limits vary by county. Essex County, which includes Verona, has a standard loan limit of 498,257 dollars for a single family home in 2025. Higher limits apply for multi unit properties.
How long does an FHA loan closing take in New Jersey?
A typical FHA loan closing in New Jersey takes 30 to 45 days. New Jersey law requires a three day right of rescission period after signing the loan documents. Delays can occur if property appraisals or title work take longer.