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Compare fha loan specialists in Vernon Township. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Vernon Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Vernon Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Forward Mortgage, LLC - New Jersey Mortgage Broker
13 Upper Plateau Dr, Vernon Township, NJ 07462
9732644922
Chase Mortgage
550 Co Rd 515, Vernon Township, NJ 07462
9739195006
FHA loan specialists in Vernon Township, New Jersey help borrowers secure government-backed mortgages with lower down payments. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Vernon Township residents benefit from specialists familiar with Sussex County property values and local housing market conditions.
What Does a FHA Loan Specialist in Vernon Township Cost?
Typical costs for FHA loan specialist services in New Jersey include an origination fee of 1 percent of the loan amount, which can range from $2,500 to $5,000 for a median-priced home in Vernon Township. Additional costs include appraisal fees of $500 to $700 and credit report fees of $30 to $50. Closing costs in New Jersey generally total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Vernon Township in 2025?
For 2025, the FHA loan limit for a single-family home in Sussex County, including Vernon Township, is $524,225. Higher limits may apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and are updated annually.
Do FHA loans require a minimum credit score in New Jersey?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders in New Jersey may set higher minimums.
What is the New Jersey FHA mortgage insurance requirement?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent for most loan terms. New Jersey law does not change these federal requirements. The annual premium is paid monthly as part of the mortgage payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.