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Find FHA Loan Specialists in Teaneck, NJ

Directory of fha loan specialists in Teaneck, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Teaneck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 4 fha loan specialists in Teaneck, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FM Home Loans
568 Cedar Ln, Teaneck, NJ 07666
(201) 808-5345 fmm.com
Yael Ishakis - FM Home Loans
568 Cedar Ln, Teaneck, NJ 07666
(718) 732-0309 ishakisfinancereport.com
Peak Private Lending
319 Queen Anne Rd, Teaneck, NJ 07666
(201) 836-7300 peakprivatelending.com
Guaranteed Rate of Teaneck
202 The Plaza, Teaneck, NJ 07666
(201) 591-1170

What Does a FHA Loan Specialist in Teaneck Cost?

FHA loan specialist fees in New Jersey typically range from 1 to 2 percent of the loan amount. Origination fees average around 1 percent. The upfront mortgage insurance premium is 1.75 percent of the base loan amount. Annual mortgage insurance premiums vary from 0.15 to 0.75 percent depending on loan term and down payment. Closing costs in Bergen County often total 3 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Teaneck New Jersey in 2024?
For Bergen County New Jersey the 2024 FHA loan limit for a single family home is $1,149,825. This high cost area limit applies to Teaneck and surrounding communities. Limits change annually based on median home prices.
What credit score is needed for an FHA loan in New Jersey?
FHA loans in New Jersey require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in New Jersey may set higher minimums.

FHA Loan Specialists in Other New Jersey Cities

Absecon · Asbury Park · Atlantic City · Audubon · Avenel · Barnegat · Basking Ridge · Bayonne · Belle Mead · Bergenfield · Berlin · Blackwood · Bloomfield · Boonton · Brick Township

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

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