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Compare fha loan specialists in Pleasantville. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Pleasantville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 fha loan specialists in Pleasantville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
William Malamut- Business Loan Agency
1007 S Main St, Pleasantville, NJ 08232
6099123374
Nation One Mortgage
Bayport One, 8025 Black Horse Pike Suite 455B, Pleasantville, NJ 08232
6095013237
American Home Lending
201 W Decatur Ave, Pleasantville, NJ 08232
6402055568
Advisors Mortgage Group - West Atlantic City, NJ
8025 Black Horse Pike, Pleasantville, NJ 08232
6095013237
John Epifanio, Nation One Mortgage Corp
8025 Black Horse Pike Suite 455B, Pleasantville, NJ 08232
6095013237
East Coast Commercial Lending LLC
8025 Black Horse Pike, Pleasantville, NJ 08232
8666202656
An FHA loan specialist in Pleasantville, New Jersey can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. New Jersey has specific rules for FHA loans including higher loan limits in Atlantic County compared to many other parts of the state. These specialists assist with credit score requirements, down payment assistance programs, and property eligibility.
What Does a FHA Loan Specialist in Pleasantville Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP ranging from 0.45 percent to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Atlantic County generally range from 2 percent to 5 percent of the purchase price. Specialist consultation fees, if any, vary by firm. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Pleasantville New Jersey?
For 2025, the FHA loan limit for a single-family home in Atlantic County, which includes Pleasantville, is $498,257. This limit is higher than the standard national floor because of local median home prices. Limits may change annually based on housing market data.
What credit score is needed for an FHA loan in New Jersey?
A minimum credit score of 580 is required to qualify for the 3.5 percent down payment FHA loan in New Jersey. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Lenders may have their own overlays requiring higher scores.
Are there New Jersey specific down payment assistance programs for FHA loans?
Yes, New Jersey offers the NJHMFA Down Payment Assistance Program which provides up to $15,000 for eligible first-time homebuyers. This program can be used with FHA loans in Pleasantville. The assistance is structured as a 0 percent interest, deferred payment loan that is forgiven after 5 years of occupancy.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.