Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 fha loan specialists in Phillipsburg, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9087606674
Michael Bryan - Mortgage Specialist
45 3rd St Suite A, Phillipsburg, NJ 08865
9083887275
Edward Jones - Financial Advisor: Aaron Fuhrman
201 Strykers Rd Ste 1, Phillipsburg, NJ 08865
9085544546
David Freiman Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9086425893
Mark Scuderi Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9087606674
Mary Silva Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9089101138
PNC Mortgage
Hillcrest Mall, 755 Memorial Pkwy, Phillipsburg, NJ 08865
9088599537
Andrew Muro
533 Memorial Pkwy, Phillipsburg, NJ 08865
2012079441
What Does a FHA Loan Specialist in Phillipsburg Cost?
Typical costs for FHA loan services in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender fees vary but often range from 500 to 1,500 dollars. Appraisal fees in Phillipsburg are usually 400 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Phillipsburg?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. New Jersey does not have state specific credit score rules beyond federal FHA guidelines.
What are the FHA loan limits for Warren County New Jersey?
For 2024, the FHA loan limit for a single family home in Warren County is 498,257 dollars. This limit applies to most areas in Phillipsburg. Higher limits may apply for multi unit properties.