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Directory of fha loan specialists in Pemberton, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Pemberton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Pemberton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
My Trust Home Loans
101 Hanover St, Pemberton, NJ 08068
6402234445
Mortgage Corporation By Andrew
317 Birmingham Rd #47, Pemberton, NJ 08068
6402012316
FHA loan specialists in Pemberton, New Jersey help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. New Jersey law requires all FHA loan originators to hold a valid state license through the New Jersey Department of Banking and Insurance. Local specialists understand Pemberton market conditions and can guide you through the FHA approval process.
What Does a FHA Loan Specialist in Pemberton Cost?
Typical costs for FHA loan specialist services in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.15 percent to 0.75 percent. Lender origination fees usually run between 0.5 percent and 1.5 percent of the loan. Appraisal fees in Burlington County average $500 to $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Pemberton New Jersey?
For 2025, FHA loan limits in Burlington County, which includes Pemberton, range from $498,257 for a single-family home up to $958,350 for a four-unit property. These limits are set by the U.S. Department of Housing and Urban Development and can change annually.
What credit score is needed for an FHA loan in New Jersey?
The minimum credit score for an FHA loan in New Jersey is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Each lender may have its own requirements above the FHA minimum.
What documents do I need to apply for an FHA loan in Pemberton?
You typically need recent pay stubs, W-2 forms from the last two years, tax returns, bank statements, and proof of any other income. New Jersey also requires a valid photo ID and your Social Security number. Your specialist will provide a full list based on your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.