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Find FHA Loan Specialists Near You in Old Bridge, NJ
Directory of fha loan specialists in Old Bridge, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Old Bridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Old Bridge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Huascar Sime | CMG Home Loans. NMLS 1820 | Old Bridge, NJ
1405 NJ-18 #206, Old Bridge, NJ 08857
9735807552
Y&L Mortgage LLC
17 Van over Dr, Old Bridge, NJ 08857
6463442155
Marco Moreno - Mortgage Loan Officer
3024 County Rd 516, Old Bridge, NJ 08857
9088846484
An FHA loan specialist in Old Bridge, New Jersey can guide you through the process of obtaining a government backed mortgage. New Jersey law requires lenders to provide certain disclosures and follow state specific foreclosure timelines. Working with a local specialist helps ensure you meet all FHA and New Jersey requirements.
What Does a FHA Loan Specialist in Old Bridge Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in New Jersey range from 2 to 5 percent of the purchase price. These costs vary by lender and borrower profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Old Bridge do?
An FHA loan specialist helps borrowers qualify for FHA insured loans. They review credit scores, income, and debt levels. They also explain New Jersey specific rules like the state required counseling for first time home buyers.
What are the credit score requirements for an FHA loan in New Jersey?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. New Jersey does not have its own minimum score but lenders may add overlays.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.