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Find FHA Loan Specialists Near You in Oceanport, NJ
Directory of fha loan specialists in Oceanport, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Oceanport, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Oceanport, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Oceanport, NJ
109 E Main St, Oceanport, NJ 07757
7326956101
Joseph Coyne Mortgage Loan Officer NMLS 1863900
14 Comanche Dr, Oceanport, NJ 07757
9084336308
An FHA loan specialist in Oceanport, New Jersey helps buyers secure mortgages insured by the Federal Housing Administration. New Jersey law requires all loan originators to be licensed through the state Department of Banking and Insurance. Oceanport residents benefit from FHA loans that allow lower down payments and flexible credit requirements.
What Does a FHA Loan Specialist in Oceanport Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Closing costs in Oceanport usually range from 3 to 5 percent of the purchase price. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Oceanport?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help you understand New Jersey specific requirements like property condition standards and local appraisal rules. They also ensure your loan meets FHA guidelines for New Jersey homes.
What are the FHA loan limits for Oceanport New Jersey?
For 2025, the FHA loan limit for a single family home in Monmouth County including Oceanport is $498,257. This limit applies to standard FHA loans and may be higher for multi unit properties. Your specialist can confirm the exact limit for your situation.
How long does an FHA loan close in New Jersey?
A typical FHA loan in New Jersey closes in 30 to 45 days. Delays can occur if the property needs repairs required by the FHA appraisal. Your specialist will help you meet all deadlines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.