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Compare FHA Loan Specialists in North Wildwood, NJ
Browse fha loan specialists serving North Wildwood, New Jersey. Contact information and addresses listed below.
4 agents listed
Updated May 2026
North Wildwood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in North Wildwood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Long & Foster North Wildwood, NJ - Realty
100 W 1st Ave, North Wildwood, NJ 08260
6097298840
Aspire Home Mortgage Inc.
101 E 7th Ave #200, North Wildwood, NJ 08260
6095225200
PNC Mortgage
1310 New Jersey Ave, North Wildwood, NJ 08260
6095225311
Guaranteed Rate
1201 New Jersey Ave, North Wildwood, NJ 08260
6095228222
FHA loan specialists in North Wildwood, New Jersey help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Cape May County due to lower down payment requirements and flexible credit standards. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in North Wildwood Cost?
Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums between 0.45 and 1.05 percent. Closing costs generally range from 2 to 5 percent of the loan amount. Appraisal fees in Cape May County average $500 to $700. Your specific costs depend on your loan size, credit profile, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for North Wildwood New Jersey?
For 2025, the FHA loan limit for a single-family home in Cape May County is $498,257. This amount applies to North Wildwood and is set by the Department of Housing and Urban Development based on local median home prices.
What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment. These requirements apply statewide including North Wildwood.
Do FHA loans in New Jersey require mortgage insurance?
Yes, all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual mortgage insurance premium that varies from 0.45 percent to 1.05 percent depending on your loan term and loan-to-value ratio. This insurance protects the lender if you default.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.