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Compare fha loan specialists in Mt Holly. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Mt Holly, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Mt Holly, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
516 High St Ste 5, Mt Holly, NJ 08060
6095181463
Reliable Home Loans By Hennig
100 High St, Mt Holly, NJ 08060
6404000648
Alicia Augustin - Mortgage Loan Officer
510 High St, Mt Holly, NJ 08060
8564251330
FHA loan specialists in Mt Holly, New Jersey help home buyers and homeowners secure government-backed mortgages. These loans are popular for first-time buyers and those with lower credit scores. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Mt Holly Cost?
Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 3 to 5 percent of the purchase price. For a $300,000 home that means closing costs between $9,000 and $15,000. These costs do not include the down payment. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Mt Holly?
Most FHA lenders require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender may have its own requirements above the FHA minimum.
What is the FHA loan limit for Burlington County in 2025?
For 2025 the FHA loan limit for a single-family home in Burlington County is $498,257. This amount applies to Mt Holly and most areas in the county. Higher limits exist for multi-unit properties.
How long does FHA loan approval take in New Jersey?
A typical FHA loan approval in New Jersey takes 30 to 45 days from application to closing. Delays can happen if the property needs repairs or if there are issues with the appraisal. Your specialist will guide you through each step.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.