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Directory of fha loan specialists in Millburn, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Millburn, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 fha loan specialists in Millburn, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peter Grabarits at Rate (NMLS #1299691)
75 Main St Suite 205, Millburn, NJ 07041
9735218340
Jon Lamkin at Rate (NMLS #143207)
75 Main St Suite 205, Millburn, NJ 07041
9732199282
Conor Kilgannon at Rate (NMLS #2662910)
75 Main St Suite 205, Millburn, NJ 07041
9739296000
Barbara Scalera at Rate (NMLS #1718764)
75 Main St Suite 205, Millburn, NJ 07041
9737138269
Frank Dolce Jr at Rate (NMLS #2104146)
75 Main St Suite 205, Millburn, NJ 07041
9732226184
Christine Zuidema at Rate (NMLS #90201)
75 Main St Suite 205, Millburn, NJ 07041
9738095246
Jeff Greenberg at Rate (NMLS #11624)
75 Main St Suite 205, Millburn, NJ 07041
9739398667
Rate
75 Main St Suite 205, Millburn, NJ 07041
9735422848
An FHA loan specialist in Millburn New Jersey helps homebuyers navigate government backed mortgages with lower down payments and flexible credit requirements. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Millburn residents benefit from specialists familiar with Essex County property values and local housing market conditions.
What Does a FHA Loan Specialist in Millburn Cost?
FHA loan specialist fees in New Jersey typically range from 1 percent to 2 percent of the loan amount for origination and processing. The upfront mortgage insurance premium is 1.75 percent of the base loan amount and annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan terms. Closing costs in New Jersey average 3 percent to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Millburn New Jersey?
For 2024 the FHA loan limit for a single family home in Essex County including Millburn is $1,149,825. This high limit reflects the area median home prices. Limits are updated annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in New Jersey?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders in New Jersey may have stricter requirements.
Are FHA loans assumable in New Jersey?
Yes FHA loans are assumable which means a buyer can take over the sellers existing FHA loan terms. This can be beneficial when interest rates rise. The assumption process requires lender approval and the buyer must meet standard FHA qualification requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.