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Browse fha loan specialists serving Martinsville, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Martinsville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Martinsville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Top Vine Mortgage Services, LLC
784 Chimney Rock Rd e2, Martinsville, NJ 08836
8445459251
Robert Tronolone at Prosperity Home Mortgage - Martinsville
1996 Washington Valley Rd, Martinsville, NJ 08836
9085102634
An FHA loan specialist in Martinsville, New Jersey can guide you through the process of obtaining a Federal Housing Administration insured loan. New Jersey offers specific down payment assistance programs that work with FHA loans, such as the NJHMFA Down Payment Assistance Program. These specialists help first-time homebuyers and others understand the local requirements for Martinsville properties in Somerset County.
What Does a FHA Loan Specialist in Martinsville Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Martinsville are usually $400 to $700. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Martinsville New Jersey?
For 2024, the FHA loan limit for a single-family home in Somerset County, which includes Martinsville, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
What credit score do I need for an FHA loan in New Jersey?
You typically need a minimum credit score of 580 for a 3.5 percent down payment FHA loan. If your score is between 500 and 579, you may qualify with a 10 percent down payment. Each lender may have additional requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.