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Find FHA Loan Specialists Near You in Kenilworth, NJ
Compare fha loan specialists in Kenilworth. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Kenilworth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Kenilworth, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Marcos M. Dos Santos - Loan Officer - Financial Advisor
525 Boulevard Suite 7, Kenilworth, NJ 07033
9082307075
Joseph Gillis - MLB Residential Lending
525 Boulevard, Kenilworth, NJ 07033
9083808288
MLB Residential Lending LLC
525 Boulevard 2nd floor, Kenilworth, NJ 07033
9735852650
An FHA loan specialist in Kenilworth New Jersey can help you navigate the Federal Housing Administration loan process. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local specialists understand Union County property values and can guide you through FHA appraisal and underwriting standards.
What Does a FHA Loan Specialist in Kenilworth Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 0.5 to 1.0 percent of the loan amount and third-party fees for appraisal credit report and title search. Appraisal fees in Union County range from $500 to $700. Total closing costs for an FHA loan in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kenilworth New Jersey?
For 2024 the FHA loan limit for a single-family home in Union County New Jersey is $498,257. This limit applies to Kenilworth and is set by the U.S. Department of Housing and Urban Development based on median area home prices.
What credit score is needed for an FHA loan in New Jersey?
The minimum credit score for an FHA loan in New Jersey is 580 with a 3.5 percent down payment. Borrowers with a credit score between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays above these minimums.
Does New Jersey have specific FHA mortgage insurance requirements?
New Jersey follows federal FHA mortgage insurance rules. You must pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.45 and 1.05 percent depending on loan term and loan-to-value ratio. These premiums are set by HUD and apply statewide.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.