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Looking for a fha loan specialist in Jackson Township? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Jackson Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Jackson Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Investors Home Mortgage
130 N County Line Rd #2b, Jackson Township, NJ 08742
7323670052
John Kussmaul - Mortgage Loan Officer
7 N County Line Rd, Jackson Township, NJ 08527
7322390547
FHA loan specialists in Jackson Township, New Jersey help homebuyers secure government-backed mortgages with lower down payments. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. These specialists guide clients through FHA requirements, including property condition standards and debt-to-income limits.
What Does a FHA Loan Specialist in Jackson Township Cost?
Typical costs for FHA loan services in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 to 0.85 percent. Loan origination fees range from 1 to 2 percent of the loan amount. Appraisal fees in Jackson Township usually cost between $500 and $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Jackson Township New Jersey?
For 2025, the FHA loan limit for a single-family home in Ocean County, including Jackson Township, is $524,225. This limit applies to standard FHA loans and may be higher for duplexes or triplexes.
Do I need a special license to be an FHA loan specialist in New Jersey?
Yes. All mortgage loan originators in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. They must also complete annual continuing education and pass a criminal background check.
What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.