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Compare FHA Loan Specialists in Hopewell, NJ

Browse fha loan specialists serving Hopewell, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Hopewell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Hopewell, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Smart Home Loans Hopewell
83 Princeton Ave, Hopewell, NJ 08525
6403564564
Joshua Clemente - Mortgage Loan Officer (NMLS #768295)
62 E Broad St, Hopewell, NJ 08525
8008225626
PNC Mortgage
62 E Broad St, Hopewell, NJ 08525
6094665250

An FHA loan specialist in Hopewell, New Jersey helps homebuyers navigate FHA-insured mortgages, which are popular for their lower down payment requirements. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local specialists understand Hopewell real estate market conditions and can guide you through New Jersey-specific closing procedures.

What Does a FHA Loan Specialist in Hopewell Cost?

Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in New Jersey average 2 to 5 percent of the home price. Specialist fees are often included in lender charges or paid as a flat fee of $500 to $1,500. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Hopewell do?
An FHA loan specialist helps you apply for a mortgage insured by the Federal Housing Administration. They review your credit, income, and property eligibility. In New Jersey, they must follow state licensing rules and federal FHA guidelines.
What are the FHA loan limits for Hopewell New Jersey?
For 2024, the FHA loan limit for a single-family home in Mercer County, which includes Hopewell, is $498,257. Higher limits apply for two to four unit properties. These limits are set by the Department of Housing and Urban Development.