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Looking for a fha loan specialist in Fort Lee? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Fort Lee, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 fha loan specialists in Fort Lee, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Fort Lee, New Jersey helps homebuyers navigate government-backed mortgages with lower down payments. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Fort Lee buyers often use FHA loans for condos in high-rise buildings along the Hudson River.
What Does a FHA Loan Specialist in Fort Lee Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount plus third party costs such as appraisal fees of 500 to 700 dollars and credit report fees of 30 to 50 dollars. The upfront mortgage insurance premium is 1.75 percent of the loan amount and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fort Lee?
An FHA loan specialist guides borrowers through the application process for Federal Housing Administration loans. They help with credit requirements, down payment assistance programs, and property eligibility rules specific to New Jersey.
What are the FHA loan limits for Fort Lee New Jersey?
For 2025 the FHA loan limit for Bergen County including Fort Lee is 1,209,750 dollars for a single family home. This limit is higher than many other areas due to the high cost of housing in northern New Jersey.
Are there New Jersey specific rules for FHA loans?
Yes New Jersey requires all FHA loan originators to hold a state license. The state also offers the New Jersey Housing and Mortgage Finance Agency down payment assistance program which can be used with FHA loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.