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Looking for a fha loan specialist in Florham Park? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Florham Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in Florham Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Money Store Headquarters
30B Vreeland Rd Suite 200, Florham Park, NJ 07932
9738052000
Erez Shimoni of Petra Cephas Residential Mortgage Brokers
25A Vreeland Rd, Florham Park, NJ 07932
9087055882
Keypoint Mortgage LLC.
30 Vreeland Rd Suite 302, Florham Park, NJ 07932
9738452840
Michael J Burke
23 Vreeland Rd Suite, Florham Park, NJ 07932
2014242717
FHA loan specialists in Florham Park New Jersey help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. New Jersey law requires all mortgage loan originators to be licensed with the New Jersey Department of Banking and Insurance, ensuring professional standards are met.
What Does a FHA Loan Specialist in Florham Park Cost?
Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees may vary between 500 and 1,500 dollars. Appraisal fees for an FHA loan in Florham Park usually cost between 500 and 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Florham Park?
The minimum FHA credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in New Jersey may have their own overlays requiring higher scores.
What is the FHA loan limit for Morris County New Jersey?
For 2024 the FHA loan limit for a single-family home in Morris County which includes Florham Park is $498,257. Higher limits apply for multi-unit properties. These limits are set annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.