Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 fha loan specialists in Fairfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Absolute Home Mortgage Corporation
165 Passaic Ave Suite 411, Fairfield, NJ 07004
8558882462
Forward Mortgage, LLC - New Jersey Mortgage Broker
277 Fairfield Rd # 333, Fairfield, NJ 07004
9732644922
Crown Home Mortgage
330 Passaic Ave Suite 204, Fairfield, NJ 07004
8558882462
Absolute Home Mortgage Corp: Lucas Hernandez
165 Passaic Ave Suite 411, Fairfield, NJ 07004
3475228925
INTENTION MORTGAGE
271 US-46 H202-203, Fairfield, NJ 07004
9732155626
Capital First Mortgage, LLC
277 Fairfield Rd #104, Fairfield, NJ 07004
9737957800
Independence Home Mortgage Corp
230 Passaic Ave STE 3, Fairfield, NJ 07004
8627028320
Angelo Straface | Sales Manager | NMLS ID #1488456
165 Passaic Ave Suite 411, Fairfield, NJ 07004
9732001921
What Does a FHA Loan Specialist in Fairfield Cost?
Typical costs for FHA loan specialist services in New Jersey include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance. Total closing costs in New Jersey average between 3 percent and 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fairfield do?
An FHA loan specialist helps borrowers qualify for and apply for FHA insured mortgages. They review your financial situation, explain FHA requirements, and guide you through the application process. They also help with New Jersey specific rules like flood zone requirements.
What are the FHA loan limits for Fairfield New Jersey?
For 2025, the FHA loan limit for a single family home in Essex County New Jersey is $498,257. This amount can change each year based on the local median home price. Your specialist can confirm the current limit for your specific case.
Do I need a special license to be an FHA loan specialist in New Jersey?
FHA loan specialists in New Jersey must hold a valid mortgage loan originator license from the New Jersey Department of Banking and Insurance. They must also complete annual continuing education. This ensures they follow state and federal lending laws.