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Browse fha loan specialists serving Fair Haven, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Fair Haven, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Fair Haven, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
568 River Rd, Fair Haven, NJ 07704
7323832025
Chase Home Lending
560 River Rd, Fair Haven, NJ 07704
3327993511
FHA loan specialists in Fair Haven New Jersey help homebuyers navigate Federal Housing Administration loans. These loans are popular in Monmouth County due to lower down payment requirements. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Fair Haven Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount plus an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan terms. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fair Haven?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval documentation and closing. They ensure the property meets FHA minimum property standards required by HUD. Specialists also help with New Jersey specific requirements like flood zone certifications.
What are the FHA loan limits for Fair Haven New Jersey?
FHA loan limits for Fair Haven in Monmouth County are set by HUD and updated annually. For 2025 the standard limit for a single family home is typically around $498,257. Higher limits may apply for multi unit properties in high cost areas.
Do I need a New Jersey license to work with an FHA loan specialist?
Yes all mortgage loan originators in New Jersey must hold a valid license through the Nationwide Multistate Licensing System. You can verify a specialist license on the NMLS Consumer Access website. This ensures the specialist follows New Jersey lending laws.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.