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Find FHA Loan Specialists in Englewood, NJ

Compare fha loan specialists in Englewood. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Englewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Englewood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kennedy Funding
267 S Dean St, Englewood, NJ 07631
2013428500
Shtark Mortgage
631 E Palisade Ave, Englewood, NJ 07632
8886793762
Home Financing Experts New Jersey
106 W Palisade Ave Suite 201, Englewood, NJ 07631
2018577001

What Does a FHA Loan Specialist in Englewood Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance depending on loan term and down payment. Additional costs may include appraisal fees of 500 to 700 dollars and credit report fees of 30 to 50 dollars. Total closing costs in New Jersey often range from 3 to 6 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan and how does it work in Englewood New Jersey?
An FHA loan is a mortgage insured by the Federal Housing Administration. In Englewood, these loans allow down payments as low as 3.5 percent for borrowers with credit scores of 580 or higher. The loan must meet FHA property standards and county loan limits which for Bergen County are higher than many other areas.
What are the FHA loan limits for Englewood New Jersey in 2025?
For 2025, the FHA loan limit for a single-family home in Bergen County including Englewood is approximately $1,149,825 for high-cost areas. This limit is set by the Department of Housing and Urban Development and may change annually. A specialist can confirm the exact current limit for your specific property.