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Compare fha loan specialists in Eatontown. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Eatontown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Eatontown, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG Got Mortgages Eatontown
1 Main St #201d, Eatontown, NJ 07724
9735360276
Danny Lotenberg | PRMG Got Mortgages
1 Main St #201d, Eatontown, NJ 07724
7323195296
Patriot Mortgage, LLC
151 Industrial Wy E bldg c suite b, Eatontown, NJ 07724
7324097779
An FHA loan specialist in Eatontown, New Jersey helps homebuyers navigate Federal Housing Administration loans, which often require lower down payments and credit scores than conventional loans. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local specialists understand Monmouth County property values and can guide buyers through the state-specific closing process.
What Does a FHA Loan Specialist in Eatontown Cost?
FHA loan specialist fees in New Jersey typically range from 1% to 2% of the loan amount for origination and processing. Additional costs include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Appraisal fees in Eatontown usually cost $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Eatontown do?
An FHA loan specialist helps borrowers determine eligibility, complete the loan application, and gather required documents. They also explain New Jersey specific requirements such as property condition standards and the state mandatory housing counseling for first-time buyers.
What are the FHA loan limits for Eatontown New Jersey?
For 2024, the FHA loan limit for a single-family home in Monmouth County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually. A specialist can confirm current limits for your situation.
How long does the FHA loan process take in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a 3-day right of rescission after signing the loan documents. Delays can occur if the property needs repairs to meet FHA minimum standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.