Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 18 fha loan specialists in Salem, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Omni Mortgage Company Inc.
224 Main St Suite 1A Suite 1a, Salem, NH 03079
6038936616
Mentor Home Loans Powered by Total Mortgage
395 Main St STE 4, Salem, NH 03079
6034582123
Chad Goetz at CrossCountry Mortgage
254A N Broadway Unit 202, Salem, NH 03079
6032597861
Martha Harvey - Movement Mortgage
130 Main St, Salem, NH 03079
6038243496
Guild Mortgage - Frank Devlin
130 Main St Suite 206, Salem, NH 03079
6033150531
Movement Mortgage - Salem, NH
130 Main St, Salem, NH 03079
6038243496
John Koutrobis at CrossCountry Mortgage
254A N Broadway Unit 202, Salem, NH 03079
6034753425
The Khoury Team at Total Mortgage
23 S Broadway Unit 1, Salem, NH 03079
9788354665
Ronald Kalil Mortgage Loan Officer NMLS #9678
87 Stiles Rd # 205, Salem, NH 03079
6035602052
loanDepot
39 Main St #201, Salem, NH 03079
6038934100
Michael Gendreau at CrossCountry Mortgage
254A N Broadway Unit 202, Salem, NH 03079
6038902232
Total Mortgage - Frank Espaillat - NMLS 609815
23 S Broadway Unit 1, Salem, NH 03079
6179080904
Barry Cohoon at CrossCountry Mortgage
254A N Broadway Unit 202, Salem, NH 03079
6039120640
Joe Lussier at CrossCountry Mortgage
254A N Broadway Unit 202, Salem, NH 03079
9784138287
Embrace Home Loans - Salem, NH
264 N Broadway #106, Salem, NH 03079
6032082121
Nolan Harvey, Movement Mortgage
130 Main St Suite 103, Salem, NH 03079
6038092043
Joshua Given at CrossCountry Mortgage
254A N Broadway Unit 202, Salem, NH 03079
6037510163
Total Mortgage - Salem New Hampshire
32 Main St, Salem, NH 03079
6038095398
What Does a FHA Loan Specialist in Salem Cost?
Typical costs for an FHA loan specialist in New Hampshire include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Salem usually range from 2 to 5 percent of the purchase price. Lender origination fees vary but often fall between 0.5 and 1.5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Salem New Hampshire in 2025?
For 2025, the FHA loan limit for a single-family home in Rockingham County, which includes Salem, is $524,225 for a standard loan. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and may change annually.
What credit score do I need for an FHA loan in Salem?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with a score between 500 and 579 may still qualify but must put down at least 10 percent. Individual lenders in New Hampshire may have their own overlays requiring a higher score.
Are there any New Hampshire specific requirements for FHA loans?
New Hampshire does not have state-specific FHA loan laws, but all FHA loans must comply with federal guidelines. Local property taxes and New Hampshire's lack of a sales tax can affect your debt-to-income ratio. Also, New Hampshire law requires a licensed mortgage loan originator to handle your loan application.