Compare FHA Loan Specialists in Bedford, NH
Directory of fha loan specialists in Bedford, New Hampshire. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Hampshire before hiring.
Showing 16 fha loan specialists in Bedford, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Bedford Cost?
Typical costs for an FHA loan in New Hampshire include the upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium ranging from 0.45 to 1.05 percent depending on loan terms. Closing costs in Bedford generally range from 2 to 5 percent of the purchase price. These costs include appraisal fees title insurance and lender origination fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Bedford New Hampshire?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in New Hampshire may have overlays requiring higher scores.
Are there New Hampshire specific limits for FHA loan amounts in Bedford?
Yes FHA loan limits for Bedford New Hampshire are set by the county. For 2025 the single-family home limit in Hillsborough County is approximately 498,000 dollars. Higher limits apply for multi-unit properties.
What documentation do I need to apply for an FHA loan in Bedford?
You will need pay stubs W-2 forms tax returns bank statements and proof of identification. New Hampshire law does not require additional state-specific documents but lenders may ask for proof of residency or employment history.