Find FHA Loan Specialists in Sparks, NV
Browse fha loan specialists serving Sparks, Nevada. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Nevada before hiring.
Showing 8 fha loan specialists in Sparks, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Sparks Cost?
Typical costs for an FHA loan in Nevada include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium ranging from 0.45 to 1.05 percent. Closing costs in Sparks generally range from 2 to 5 percent of the purchase price. These costs vary based on the lender, loan amount, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Sparks Nevada?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Your specialist can review your specific situation.
Are there Nevada specific rules for FHA loans?
Nevada follows standard FHA guidelines but also has state specific laws regarding foreclosure and mortgage lending. For example, Nevada Revised Statutes Chapter 645B governs mortgage brokers and loan originators in the state. Your specialist must comply with these regulations.