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FHA Loan Specialists in Pahrump, NV

Directory of fha loan specialists in Pahrump, Nevada. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
Pahrump, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 11 fha loan specialists in Pahrump, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
150 NV-160 Ste. C-1, Pahrump, NV 89048
7755370162
Nevada Title And Payday Loans, Inc.
1441 State 372, Pahrump, NV 89048
7757510639
Guild Mortgage - Lynn Day
3370 NV-160 Suite 6, Pahrump, NV 89048
7753917991
Dollar Loan Center
321 S Frontage Rd, Pahrump, NV 89048
7755376777
Premier Mortgage Resources - Jason Fraley & Heather Battaglia
3250 NV-160, Pahrump, NV 89048
7755377234
Gold Star Mortgage Financial Group
2250 E Postal Dr #1, Pahrump, NV 89048
7752094498
Shannon Keller, Security National Mortgage
1440 E Calvada Blvd Suite 1000B, Pahrump, NV 89048
7752094498
New American Funding - Joshua Wright
401 S Frontage Rd Suite 5, Pahrump, NV 89048
7024258045
Justina "Tina" Agoes
401 S Frontage Rd Suite 5, Pahrump, NV 89048
7754105000
Guild Mortgage Company
3370 NV-160 Suite 6, Pahrump, NV 89048
7024393598
Accelerated Funding
2221 Winery Rd, Pahrump, NV 89048
7757510111

An FHA loan specialist in Pahrump, Nevada helps homebuyers navigate Federal Housing Administration loans. These loans are popular in rural areas like Pahrump because they require lower down payments and have flexible credit standards. Nevada law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Pahrump Cost?

Typical costs for an FHA loan in Nevada include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs in Pahrump generally range from 2 to 5 percent of the loan amount. Appraisal fees for FHA loans in Nye County average 500 to 700 dollars. These costs vary based on property value, loan size, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Pahrump Nevada?
In 2025 the FHA loan limit for a single-family home in Nye County is $498,257. This amount may change each year based on median home prices. A specialist can confirm the current limit for your specific property type.
What credit score is needed for an FHA loan in Nevada?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender may have slightly higher requirements.
Are there Nevada-specific rules for FHA loans?
Nevada requires FHA loan specialists to provide a Nevada-specific disclosure about mortgage fraud and predatory lending. The state also has a three-day right of rescission period for most refinances. Your specialist will explain these rules during the application process.