Find FHA Loan Specialists Near You in Pahrump, NV
Compare fha loan specialists in Pahrump. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Nevada before hiring.
Showing 11 fha loan specialists in Pahrump, NV
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An FHA loan specialist in Pahrump, Nevada helps homebuyers navigate Federal Housing Administration loans. These loans are popular in rural areas like Pahrump because they require lower down payments and have flexible credit standards. Nevada law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Pahrump Cost?
Typical costs for an FHA loan in Nevada include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs in Pahrump generally range from 2 to 5 percent of the loan amount. Appraisal fees for FHA loans in Nye County average 500 to 700 dollars. These costs vary based on property value, loan size, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Pahrump Nevada?
In 2025 the FHA loan limit for a single-family home in Nye County is $498,257. This amount may change each year based on median home prices. A specialist can confirm the current limit for your specific property type.
What credit score is needed for an FHA loan in Nevada?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender may have slightly higher requirements.
Are there Nevada-specific rules for FHA loans?
Nevada requires FHA loan specialists to provide a Nevada-specific disclosure about mortgage fraud and predatory lending. The state also has a three-day right of rescission period for most refinances. Your specialist will explain these rules during the application process.