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Compare fha loan specialists in Gardnerville. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Gardnerville, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 3 fha loan specialists in Gardnerville, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Cash Services
1329 N Hwy 395 #16, Gardnerville, NV 89410
7757821018
Mark Clore-U.S. Bank Mortgage
1503 U.S. Hwy 395 N Ste J, Gardnerville, NV 89410
7755523931
Finance of America Mortgage LLC
1362 U.S. Hwy 395 N, Gardnerville, NV 89410
8556175974
An FHA loan specialist in Gardnerville, Nevada helps homebuyers and homeowners secure loans insured by the Federal Housing Administration. These loans are popular in rural and suburban areas like Douglas County due to lower down payment requirements and flexible credit standards. Nevada law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring they meet state training and background check standards.
What Does a FHA Loan Specialist in Gardnerville Cost?
Typical costs for an FHA loan specialist in Nevada include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Third-party costs like appraisal and title fees in Gardnerville usually add 2,000 to 4,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Gardnerville do?
An FHA loan specialist guides borrowers through the FHA loan process, from pre-approval to closing. They help determine eligibility, gather required documents, and ensure the loan meets FHA and Nevada state regulations. They also explain local property requirements, such as minimum property standards for homes in Douglas County.
What are the FHA loan limits for Gardnerville Nevada?
For 2024, the FHA loan limit for a single-family home in Douglas County, Nevada is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. A specialist can confirm the current limit and help you find a loan within that amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.