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Compare FHA Loan Specialists in South Sioux City, NE
Looking for a fha loan specialist in South Sioux City? Review the directory below to compare your options.
3 agents listed
Updated May 2026
South Sioux City, NE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nebraska before hiring.
Showing 3 fha loan specialists in South Sioux City, NE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Siouxland Federal Credit Union
3000 Plaza Dr, South Sioux City, NE 68776
4024942073
Siouxland Bank
1001 W 29th St, South Sioux City, NE 68776
4024942001
David Slothower: Primerica - Financial Services
600 A St STE A, South Sioux City, NE 68776
4022415278
An FHA loan specialist in South Sioux City, Nebraska can help you navigate the Federal Housing Administration loan process. Nebraska law requires all mortgage loan originators to be licensed through the Nebraska Department of Banking and Finance. South Sioux City residents often use FHA loans for home purchases in Dakota County.
What Does a FHA Loan Specialist in South Sioux City Cost?
Typical costs for an FHA loan specialist in Nebraska include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in South Sioux City average $400 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for South Sioux City Nebraska?
For 2025, the FHA loan limit for a single-family home in Dakota County Nebraska is $498,257. This limit applies to standard FHA loans and may vary for multi-unit properties.
What credit score is needed for an FHA loan in Nebraska?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
How long does an FHA loan closing take in South Sioux City?
FHA loan closings in Nebraska usually take 30 to 45 days from application. This timeline includes appraisal, underwriting, and compliance with Nebraska state regulations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nebraska.