Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 7 fha loan specialists in Nixa, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
218 B Village Center St, Nixa, MO 65714
4177248869
Lendmark Financial Services LLC
119 N Massey Blvd, Nixa, MO 65714
4173742323
Southern Bank: Jerrica Fleming
305 W Mt Vernon St, Nixa, MO 65714
4177245142
Lending Done Right
307 S W St Suite 200, Nixa, MO 65714
4173008844
Home Loans
1563 Rosewood Ln Suite C, Nixa, MO 65714
4173685707
AMC Mortgage Corporation
842 E North St, Nixa, MO 65714
4105576400
Southern Bank: Doug Harshberger
305 W Mt Vernon St, Nixa, MO 65714
4177245142
What Does a FHA Loan Specialist in Nixa Cost?
Typical costs for FHA loan services in Missouri include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05%. Lender origination fees range from 0.5% to 1.5% of the loan amount. Appraisal fees for FHA loans in Nixa usually cost $500 to $700. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Nixa do?
An FHA loan specialist assists with FHA loan applications, pre-approvals, and closing. They ensure the property meets FHA minimum property standards required by HUD. Specialists also help buyers understand Missouri specific mortgage insurance requirements.
What are the FHA loan limits for Nixa Missouri in 2025?
For 2025, the FHA loan limit for a single-family home in Christian County is $498,257. This limit applies to most areas in Missouri and is set by HUD. Higher limits may apply for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Missouri?
FHA loan specialists in Missouri must hold a valid mortgage loan originator license through the NMLS. They must also complete annual continuing education approved by the Missouri Division of Finance. Missouri requires background checks and credit report reviews for all loan originators.