ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Lake Ozark? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Lake Ozark, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 5 fha loan specialists in Lake Ozark, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
2882 Bagnell Dam Blvd, Lake Ozark, MO 65049
5736934693
On Q Home Loans | Lake Ozark | Jeanne Rackers
2140 Bagnell Dam Blvd #202, Lake Ozark, MO 65049
5732686874
Lakelender Michael Lasson Mortgage Banker
2882 Bagnell Dam Blvd Suite B, Lake Ozark, MO 65049
5732167258
First State Bank Mortgage
2751 Bagnell Dam Blvd Suite B, Lake Ozark, MO 65049
5733655626
Total Lending Concepts I Lake of the Ozarks
2610 Bagnell Dam Blvd, Lake Ozark, MO 65049
5732026502
An FHA loan specialist in Lake Ozark Missouri can help you navigate the Federal Housing Administration loan process. These loans are popular in the Lake of the Ozarks area for first time home buyers and those with lower credit scores. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance.
What Does a FHA Loan Specialist in Lake Ozark Cost?
Typical costs for an FHA loan specialist in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Appraisal fees in the Lake Ozark area are often between 500 and 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lake Ozark Missouri?
For 2025 the FHA loan limit for a single family home in Camden County is typically around $498,257. This amount can change annually based on the median home price in the area. A specialist can confirm the current limit for your specific situation.
What credit score is needed for an FHA loan in Missouri?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Missouri lenders may have their own overlays that require higher scores.
Are there Missouri specific requirements for FHA loans?
Missouri does not have state specific FHA rules but all loan originators must follow the Missouri Secure and Fair Enforcement Mortgage Licensing Act. This act requires background checks and continuing education for loan officers. The property must also meet FHA minimum property standards regardless of location.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Lake Ozark who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.