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Directory of fha loan specialists in Kearney, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Kearney, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 6 fha loan specialists in Kearney, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kearney Trust Company
310 State Rte 92, Kearney, MO 64060
8166286666
Mike McNally - LeaderOne Financial - NMLS# 12007
110 E 6th St Suite 1, Kearney, MO 64060
8162100540
Verimore Bank
455 Sam Barr Dr #100, Kearney, MO 64060
8169039010
Chad Taylor
100 E 6th St Suite 10, Kearney, MO 64060
8169034663
LeaderOne Financial Corporation/ Home Loans
110 E 6th St Ste 1, Kearney, MO 64060
8168531607
Matt Slenker
100 E 6th St Suite 10, Kearney, MO 64060
8165504353
An FHA loan specialist in Kearney, Missouri can guide you through the process of obtaining a government-backed mortgage. These loans are popular in the Kansas City metro area due to lower down payment requirements. Missouri law requires all FHA lenders to be licensed by the Missouri Division of Finance.
What Does a FHA Loan Specialist in Kearney Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 1.05 percent depending on loan term and down payment. Closing costs in Kearney average 3 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kearney Missouri?
For 2024 the FHA loan limit for a single-family home in Clay County is $498,257. This limit applies to most areas in the Kansas City region including Kearney.
Do I need a minimum credit score for an FHA loan in Missouri?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify with a 10 percent down payment. Missouri lenders may have their own overlays.
Are there specific property requirements for FHA loans in Kearney?
Yes the property must meet FHA minimum property standards and an FHA-approved appraiser must inspect it. In Missouri the home must also comply with local building codes in Clay County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.