Find FHA Loan Specialists Near You in Jackson, MO
Compare fha loan specialists in Jackson. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Missouri before hiring.
Showing 9 fha loan specialists in Jackson, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Jackson Cost?
Typical costs for an FHA loan specialist in Missouri include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Jackson usually cost between $400 and $700. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the main FHA loan requirements in Jackson Missouri?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet HUD safety and livability standards. Missouri law does not add state-specific requirements beyond federal FHA guidelines.
How do I find a licensed FHA loan specialist in Jackson?
You can search the Nationwide Mortgage Licensing System database for licensed originators in Jackson. The Missouri Division of Finance also provides a public lookup tool. Verify that the specialist has an active license and experience with FHA loans.
Are there any Missouri-specific rules for FHA loans?
Missouri follows standard FHA guidelines but has specific rules about property tax escrows and foreclosure timelines. For example, Missouri has a statutory right of redemption period of one year after a foreclosure sale. Your specialist can explain how this affects your loan process.