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Compare fha loan specialists in Herculaneum. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Herculaneum, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 4 fha loan specialists in Herculaneum, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bloomsdale Bank
100 S Scenic Dr, Herculaneum, MO 63048
6369332020
Chris Scheer Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
3142239824
Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
6366381074
Jolene Blecha Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
6366381074
FHA loan specialists in Herculaneum, Missouri help homebuyers secure government-insured mortgages with lower down payments and flexible credit requirements. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance. Local specialists understand the real estate market in Jefferson County and can guide borrowers through FHA loan limits and property eligibility rules specific to the area.
What Does a FHA Loan Specialist in Herculaneum Cost?
Typical costs for an FHA loan specialist in Missouri include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. Total closing costs usually range from 3 to 5 percent of the purchase price. For a $200,000 home, closing costs might fall between $6,000 and $10,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Herculaneum Missouri?
For 2024, the FHA loan limit for a single-family home in Jefferson County, including Herculaneum, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties. Borrowers should confirm current limits with a specialist as they can change annually.
What credit score is needed for an FHA loan in Missouri?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Missouri lenders may have their own overlays that require higher scores.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.